Security Pacific Financial - California Mortgages
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California Mortgage Loans
California Mortgage Refinance
California Home Equity Loans and Home Equity Lines of Credit
California Mortgage Construction Loans

Security Pacific Financial is a full service California Mortgage lender offering home loans, home refinance, home equity loans, home equity line of credit, and construction loans. CA Real Estate License # 179546. Services are provided for  States capable of doing business in include Arizona, California, Colorado, Georgia, Idaho, Illinois, Indiana, Missouri, Montana, Nevada, New Mexico, Utah, and Wyoming.
Purchase Loans

Our wide array of home loans are perfect for first time buyers or move up buyers. We can find a loan to suit everyone's individual needs regardless of there situation.

First Time Buyers - If you are looking to purchase your first home we have several options for you. One is our FHA Loans, which were designed by the government for this very purpose. They increase homeownership and allow new people to purchase a home. All FHA loans have strict limits as to what fees can be charged to a borrower so you can be rest assured that it is a good loan for you.

We also offer conventional loans for first time buyers that allow up to 100% financing and they come in many different options.  Choose from a 30-year or 15-year fixed or get a lower interest rate with an adjustable rate mortgage (ARM). We offer 1-month ARMs and 1-year ARMs. We also have 3/1's which are fixed for 3 years then adjust after that. Beyond this we offer 5/1's and 7/1's.

Move Up Buyers - Since you have developed some equity in your previous home and will most likely have a sizable down payment for your next home you have an endless amount of options. Check out some of the features that may benefit you!

- 1.95% Freedom Loan option
- Jumbo Loans to $5,000,000
- 1/1, 3/1, 5/1, and 7/1 ARMs
- Excellent 30-year and 15-year Fixed rates
- Stated and No Income Verification Loans are easy!
- 30-Day Escrows no Problem
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